Master Credit Risk Analysis and Cash Flow Techniques

Understanding credit risk analysis is essential for financial decision-makers, analysts, and investors. This course, Credit Risk Modeling & Cash Flow Analysis Mastery, is designed to equip learners with the tools, techniques, and frameworks used in credit risk model development by leading financial institutions, rating agencies, and investment firms. Throughout the course, you will build practical expertise in credit modelling, credit evaluation, and financial and credit risk analysis. You will begin with a deep dive into credit analysis models, focusing on financial ratios such as liquidity, leverage, and profitability, and how these metrics inform a company’s creditworthiness within a structured credit assessment model.

You will then perform advanced cash flow analysis using techniques such as EBITDA coverage, free cash flow modelling, and scenario analysis – key components in credit risk analysis and management. These skills are essential for understanding how to do a credit analysis of a company and evaluating its ability to service debt. The course then advances into modelling credit risk, where you will learn how credit risk models work. You will estimate the probability of default (PD), calculate expected loss, and apply credit scoring models examples using Excel-based credit risk analysis tools. Through hands-on exercises and credit risk modelling projects, you will gain experience in both structural and reduced-form credit risk models used in corporate credit risk analysis.

This course also introduces key concepts in financial risk management and broader risk management, helping you understand the role of credit impact analysis and decision-making in real-world financial environments. By the end of the course, you will be equipped to apply credit modelling techniques, use credit risk assessment tools, and perform comprehensive credit analysis processes to make informed, data-driven credit decisions.

What you will learn:

• Evaluate creditworthiness using financial ratios: liquidity, leverage, and profitability
• Perform advanced cash flow analysis: EBITDA coverage, free cash flow, and scenario analysis
• Build and estimate credit risk models: Probability of Default (PD) and expected loss
• Apply credit scoring models and practical tools in Excel
• Understand and employ structural and reduced-form models in credit analysis
• Make credit decisions based on quantitative analysis and risk management

Course Content:

• Sections: 5
• Lectures: 30
• Duration: 10 hours

Requirements:

• Basic knowledge of financial statements (income statement, balance sheet, cash flow)
• Spreadsheet proficiency (Excel or Google Sheets)

Who is it for?

• Finance professionals
• Credit analysts
• Advanced business students

What are you waiting for to get started?

Enroll today and take your skills to the next level. Coupons are limited and may expire at any time!

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